Don't Break the Bank! Save by Planning Ahead
/While I don’t plan breakfasts and lunches, our suppers are always planned. Meal planning has kept me from buying ingredients I already have and it keeps me from flying by the seat of my pants when it comes to supper time.
Don’t Break the Bank!
Save Money by Planning Ahead
Along with some neat ideas, there are 28 weeks of meal plans.
I love how once a month shopping causes you to think about what you have, use, and need.
Road trips tend to need planning. With the planning, you’ll see how much money you can save while making memories with your family.
Christmas comes every year, on the same day, just like birthdays. There is no reason for people to go crazy over that holiday “sneaking up” on them. Plan to shop early on.
It’s important to plan for the near future but also for the long haul. In the end, it saves you money.
Saving Money with Babies and Children
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5 Tips to help in
Saving Money with Babies and Children
When my son was a baby, we had a bulk diaper discount store in the area. I was thrilled to know I would be able to save money on diapers until several friends of mine told me they were poor quality. They were cheaply made – tabs wouldn’t stick, and they did not absorb anything; there was no moister-proofing on the outer layers. For Christmas that year, when asked what we wanted for our son, we told everyone diapers. Other than a few hard headed people, we received more diapers than you could imagine.
We purchased a dresser that had a changing table built into it. Once the changing table days were over, we removed the sides and pad.
I was asked about hand-me-downs before my son was born by a friend and fellow teacher who had two little boys. I told her yes, I would be happy to take them. I was excited about getting these clothes until a fellow teacher rained on my parade. She told me I didn’t want used clothes for my new baby and that I would only be given cast-offs that were not fit to wear. Because of my sweet friend and the mother of a little girl I taught, my new little fellow had enough clothes for eight months without me even having to buy anything, unless I wanted to.
Live within your means. You don’t have to not enjoy life living on a small budget. There will be times when you have to get creative or plan ahead to be able to enjoy those extra special things.
Healthy hygiene is so important with children. Washing hands after coming in from places and being around those with colds help keep germs down. Healthy kids keep the budget from being expanded on medical costs.
Save Money by Shopping the Dollar Stores
/Save by Shopping the Dollar Stores
Since prices range from a $1 up at dollar stores, price comparison is a nice tip along with the quality of the product being bought. Poor quality items are not necessarily a better value.
I normally buy small notebooks for my price book at the Dollar Tree. The last time I bought one was at Walmart and I could have kicked myself for spending more than $2 on it. I also buy my spices there at the dollar store.
I had the attitude of it’s only a dollar, for several trips years ago. When my husband pointed out that I had five things on my list and came out with 20, I knew I was in trouble. I blew $15 that could have been put back into our savings or moved over into another part of our budget. Lesson learned!
It’s been a while since I’ve been to the Dollar Tree, I didn’t realize they took coupons. They even had a loyalty program called the Value Seekers Club.
Saving Money Without Clipping Coupons
/Saving Money Without Clipping Coupons
Skip those fancy coffee shops. You know the ones where you spend more than $3 a cup for a coffee drink. The cost of those cups really do add up.
A coupon/stockpiling mom shares how she is being frugal without her coupons while getting ready to move. Aldi is mentioned twice.
Squeezing out those last few drops of dish and laundry detergent is a no-brainer. Adding water to thin it down some makes it last longer.
Very similar to the Roku box, but through a gaming system.
A Roku box and an indoor antenna are all you really need to watch tv and not spend 100’s of dollars a year.
Pet Expenses: Four Easy Ways to Save Money
/Saving Money on Pet Expenses
Life Skills that Save You Money
/Saving money is on the minds of many today. Here are a few must have life skills that will help save you money.
Read More5 Ways to Save Money While Homeschooling
/When my son was ready for kindergarten, I bought all of our books with a portion of my last paycheck. Yikes! I had no clue what I caused for the following year. I did not realize how much we would be sucking in our budget waistline for a belt to fit. Thankfully, I was able to sell just about all of the two kits to help in buying for the new year.
Ways to save money while Homeschooling
Buy Used – don’t let the thought of used materials scare you away. Over the years, I’ve become more open to buying used for certain items. The only thing I don’t consider buying used is our Math since it is a computer disc method of learning. I’d rather buy new and have the availability of returning it if something goes wrong. Sometimes, buying used you do get burned with a seller not describing mishaps with books. I had this happen with our 8th grade Science. The seller said, “lovingly used”. When I questioned writing and highlighting in the book, she said there was minimum. Yeah, each page was covered in doodling and highlighting. If you’re leary when buying through a sale group, ask the seller to take pictures of the problem areas. If they are not willing to, don’t buy from them.
Non Consumable Books - when schooling a family of more than one, consider the cost of throw away workbooks. You can turn consumable books into non consumable - place the worksheets into a page protector and use dry erase markers to work the page. When finished, wipe clean and store in a three ring binder for the next child.
Wait for Newly Published Curriculum – several years ago, I mention I don’t like reading reviews of curricula by people who did not spend their money on it. I was told by another mom who works for a curriculum company I wasn’t being fair. I was being fair and still am. While I know those who receive items in return for an honest opinion are great for certain things. A newly published curriculum is not. I want to hear from someone who has spent their money and six months to a year working through the curriculum. Those who are writing reviews in return for curriculum are not allowed that length of time. I recently read the reviews of a curriculum I dearly wanted to use when it first came out. I’m glad I waited because there are lots of things several reviews (from buyers) mentioned that I would have been frustrated with. Just because it is all the rage with reviewers, remember they are allotted a short amount of time to work with a portion of the curriculum before their review is due.
Sell Old and Unused Items - I mentioned selling the kindergarten kits. If you have books and related items that are not being used and you know they never will be– sell them. In the past, I use to sell on Ebay, but with their added fees along with Paypal fees, it’s not worth it anymore for me. I hit the Facebook selling groups with good results. Use that money for next year’s books or set it aside for things like a microscope and slides – pricey for decent items.
Just remember:
Investing - the key behind homeschooling. You’re making an investment in your children. Determine what you are willing to invest in. Investing less in one subject opens the door to invest more into another subject. For our school, our biggest investments are in Math and Science. While they take up a good portion of the budget, I don’t let this keep me from investing in the importance of them.
These are some of the Facebook sell groups where I am a member:
Teaching Textbooks Swap and Sell
Teaching Textbooks Buy/Sell/Trade
Abeka Used Homeschool Items
Used Homeschool Curriculum and Books
What are some ways you save money while homeschooling?
Don't forget my post about Saving Money with the Library.